Brett Girard, CPA, CA, CFA

We need to see Q1 earnings growth and to hear moderating impacts of inflation. Labour demand remains strong and input prices could rise as commodities rise. Holding some US stocks offsets the strength of the US dollar in a portfolio. Also, lock in yield with the US 10-year now at 4.6%. You can buy bonds at 5-5.55%, and hold part of your portfolio in these.

BAC has shown recent strength with a rally, with their Merrill Lynch franchise helping earnings and is better than Citi. Citi is a turnaround story as they reduce staff and streamline. Citi have risen recently though.

BAC has shown recent strength with a rally, with their Merrill Lynch franchise helping earnings and is better than Citi. Citi is a turnaround story as they reduce staff and streamline. Citi have risen recently though.

After a sharp 5-month rally, AMD has pulled since early March. Nvidia is the elephant in the room as AMD trails. Nvidia hopes its open-source product will growth differently from Nvidia. It's a gamble he wouldn't take.

Has held it for the last decade. They found a niche in ethylene oxide and choline production, which are important to nutrition. Their chart has performed very well over time, but has been choppy in recent years.

They've suffered higher interest rates, but rates will come down maybe as soon as June and will continue for a few years. This should help stocks like BCE.

Has owned this for years, a great compounder. They have a great history of making profits and bringing drugs to market and reinvesting profits. They always look ahead. But this has run up, so start with a half position and add more over time.

One of the most hyped AI names, and AI is in a bubble. SMCI is a trade, not an investment. Buy Nvidia or AMD instead. You're playing with fire with SMCI.

Real estate has been impacted heavily by higher interest rates. Office RE has been hit the most as there remains vacancies in offices. But if you feel that rates will decline (likely), CIGI will do better. If you like this name, buy a little now then wait 1-4 quarters and watch rates before adding more.

Agriculture has been challenged lately due to weak commodity prices. There are signs that buying is increasing; farmers can't defer buying fertilizer forever, but this price recovery will take time and eventually NTR will benefit.

A shoer-seller's report in February created volatility, but they are a quality insurer operating globally. Their underwriting profits continue to grow, which they invest to benefit from higher rates. He continues to add to this and has owned it for a long time.

A dividend play, now paying nearly 8%. A retiree can buy now and collect income for years to come. TC is spinning off the liquids part of the business, so TC will remain a pure gas play. Their debt is exposed to high interest rates, but the term of their debt is a decade long. If they continue to sell assets and focus on gas, TC will do well.

Benefitted huge from Covid, but sales from China's sales hit the stock in 2023, but comps will improve in 2024. There remains demand for their products.

It hasn't done much for 10 years. The dividend pays 6.5%. but there's no price appreciation. You need a bank with a strong Canadian franchise with some US exposure. TD ticks these boxes, not BNS.

You need a bank with a strong Canadian franchise with some US exposure. TD ticks these boxes, having a large US presence. It's the only Canadian bank he owns. The money-laundering overhang and investor impatience over the CEO being there for 10 years has already baked into shares. Invest in this for the next 10 years, even starting with a partial position. The TD grows 10% annually, and they continue to have a strong presence in Canada and the US.